Simplifying Final Expense Planning with Purple Cross

For over seven decades, Purple Cross has been a trusted ally to families across America, providing essential financial support for final expenses. Founded in 1948 by the Washington State Funeral Director Association, Purple Cross aims to ease the burden on families during challenging times by offering comprehensive prearrangement plans tailored to individual needs.

The primary purpose of Purple Cross is clear: to ensure that families have the necessary funds to cover all end-of-life expenses. Whether it's funeral costs, cremation services, or other related expenses, Purple Cross is committed to providing financial peace of mind when it matters most.

One standout feature of Purple Cross is its ability to assist families in selecting funeral homes that offer cost-saving options. Many partner funeral homes provide guarantees on service costs, whether for cremation or traditional funeral arrangements. This partnership ensures that families can plan effectively, knowing that costs are locked in and manageable.

Planning with Purple Cross is not just about financial security—it's also about flexibility. The cost of prearrangements can be paid in a lump sum or over several years, depending on individual preferences and budgetary considerations. Purple Cross offers convenient payment plans with insurance protection during the payment period, making it accessible to a wide range of individuals.

Let's consider an example to illustrate the affordability and value of a Purple Cross plan. Imagine a 65-year-old male who wants to ensure his family has $5,000 available for final expenses but prefers a payment plan over a lump sum. With Purple Cross, he can opt for a 10-year payment plan with monthly payments as low as $39.50. Should the unexpected happen during the payment period, Purple Cross steps in, covering the $5,000 benefit immediately, with no further payments required. By the end of the 10-year term, the total out-of-pocket expense amounts to $4,740, providing a $5,000 death benefit plus tax-free increases to the beneficiary upon death.

One of the most attractive aspects of Purple Cross is its straightforward qualification process. Interested individuals need only answer three simple health questions to qualify for a time payment plan, thanks to Purple Cross's liberal underwriting standards.

When the inevitable occurs, Purple Cross ensures a smooth and efficient claims process. Most families inform their chosen funeral home of their Purple Cross plan, and the funeral home assists in filing the claim on their behalf. Within a remarkably short timeframe—typically 24 to 36 hours—the death benefit is disbursed directly to the designated beneficiary, offering immediate financial relief during a difficult period.

At Purple Cross, our commitment to families goes beyond financial services. We understand the importance of compassionate support and practical solutions. If you're considering final expense planning, look no further than Purple Cross. Our team is ready to assist you every step of the way, ensuring that you and your loved ones have peace of mind when it matters most.

For more information or to start planning with Purple Cross, contact our dedicated customer service team today. Let us help you secure a brighter future for your family, one that's financially prepared and worry-free.